KidsLearnCash 💰
The free allowance & chore tracker that helps kids learn cash skills that stick — earning it, saving it, and working out what things really cost. No bank account needed.
- Allowance that keeps track — weekly, every two weeks, or monthly; the app adds it to their balance when it's due, and you hand over the real money.
- Chore board with rewards — kids mark chores done, parents approve, balances update, and kids level up.
- Savings goals & wishlists — kids see exactly how close they are to the things they want.
- Kid Mode — kids sign in with their own PIN and see only their own money.
- Real-world practice — see your state's sales tax on a price, so kids learn what things really cost.
- Family sharing — grandparents and relatives can view wishlists and contribute to gifts.
Practical guides for parents
Browse our parent guides for everyday allowance, chores, saving, and spending conversations.
Common questions
- Is KidsLearnCash really free?
- Yes. It's free to use today, with no credit card. KidsLearnCash started as a tool for our own family.
- Do I need a bank account or debit card for my kid?
- No. KidsLearnCash is a tracker, not a bank: it keeps a running balance of what your kid has earned and spent, while the actual money stays wherever you keep it — a piggy bank, an envelope, or your wallet.
- How do my kids check their own money?
- On a shared device, Kid Mode lets each kid sign in with their own 4-digit PIN and see only their own balance, chores, and goals. Or send a kid an access link to use on their own phone or tablet.
- Can both parents use it?
- Yes. Sign in with the same account on any number of devices and everything syncs automatically. Relatives can get a separate, limited Family Access view for wishlists and chore suggestions.
- What ages does it work for?
- Any kid old enough to care about money. Younger kids love watching the balance grow and checking off chores; older kids get savings goals, wishlists, and real sales-tax math on purchases.
- How does spending work?
- When your kid buys something, record what it cost, tax and all, and the balance goes down. If you only know the price on the tag, the app can add your state's estimated sales tax. You hand over the real cash; the app keeps the ledger straight.
- Can grandparents chip in for gifts?
- Yes. Share a kid's wishlist link and relatives can see what they're saving for, claim a gift, or contribute money toward it.
- Does it work on iPhone and Android?
- Both, plus any computer — it runs in the browser, nothing to install. On a phone you can add it to your home screen and it works like a regular app.
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How KidsLearnCash works · Parent guides · Allowance and chores by age · Privacy Policy