Question 1

Is KidsLearnCash really free?

Accepted Answer

Yes — completely free. No subscription, no premium tier, no credit card.

Question 2

Do I need a bank account or debit card for my kid?

Accepted Answer

No. KidsLearnCash is a tracker, not a bank: it keeps a running balance of what your kid has earned and spent, while the actual money stays wherever you keep it — a piggy bank, an envelope, or your wallet.

Question 3

How do my kids check their own money?

Accepted Answer

On a shared device, Kid Mode lets each kid sign in with their own 4-digit PIN and see only their own balance, chores, and goals. Or send a kid an access link to use on their own phone or tablet.

Question 4

Can both parents use it?

Accepted Answer

Yes. Sign in with the same account on any number of devices and everything syncs automatically. Relatives can get a separate, limited Family Access view for wishlists and chore suggestions.

Question 5

What ages does it work for?

Accepted Answer

Any kid old enough to care about money. Younger kids love watching the balance grow and checking off chores; older kids get savings goals, wishlists, and real sales-tax math on purchases.

Question 6

How does spending work?

Accepted Answer

When your kid buys something, record it in the app and the balance goes down — including your state's actual sales tax if you want. You hand over the real cash; the app keeps the ledger straight.

Question 7

Can grandparents chip in for gifts?

Accepted Answer

Yes. Share a kid's wishlist link and relatives can see what they're saving for, claim a gift, or contribute money toward it.

Question 8

Does it work on iPhone and Android?

Accepted Answer

Both, plus any computer — it runs in the browser, nothing to install. On a phone you can add it to your home screen and it works like a regular app.

💰 KidsLearnCash