KidsLearnCash 💰
The free allowance & chore tracker that helps kids learn cash skills that stick — earning it, saving it, and working out what things really cost. No bank account needed.
- Allowance on autopilot — weekly, biweekly, or monthly recurring payouts.
- Chore board with rewards — kids mark chores done, parents approve, balances update, and kids level up.
- Savings goals & wishlists — kids see exactly how close they are to the things they want.
- Kid Mode — kids sign in with their own PIN and see only their own money.
- Real-world practice — spending includes actual state sales tax, so kids learn what things really cost.
- Family sharing — grandparents and relatives can view wishlists and contribute to gifts.
Common questions
- Is KidsLearnCash really free?
- Yes — completely free. No subscription, no premium tier, no credit card.
- Do I need a bank account or debit card for my kid?
- No. KidsLearnCash is a tracker, not a bank: it keeps a running balance of what your kid has earned and spent, while the actual money stays wherever you keep it — a piggy bank, an envelope, or your wallet.
- How do my kids check their own money?
- On a shared device, Kid Mode lets each kid sign in with their own 4-digit PIN and see only their own balance, chores, and goals. Or send a kid an access link to use on their own phone or tablet.
- Can both parents use it?
- Yes. Sign in with the same account on any number of devices and everything syncs automatically. Relatives can get a separate, limited Family Access view for wishlists and chore suggestions.
- What ages does it work for?
- Any kid old enough to care about money. Younger kids love watching the balance grow and checking off chores; older kids get savings goals, wishlists, and real sales-tax math on purchases.
- How does spending work?
- When your kid buys something, record it in the app and the balance goes down — including your state's actual sales tax if you want. You hand over the real cash; the app keeps the ledger straight.
- Can grandparents chip in for gifts?
- Yes. Share a kid's wishlist link and relatives can see what they're saving for, claim a gift, or contribute money toward it.
- Does it work on iPhone and Android?
- Both, plus any computer — it runs in the browser, nothing to install. On a phone you can add it to your home screen and it works like a regular app.
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